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Police Records - Carrier Discovery

Carrier Discovery provides policy data on private passenger auto policies through a name and address or VIN search. The service can be deployed at various points throughout the claims process. When deployed at first notice of loss (FNOL), the service can assist with call center scripting and assist in making the adjusting process more informed and efficient through the life of a claim. From a subrogation standpoint, Carrier Discovery can provide significant benefits in identifying the insurance carrier of an at-fault party in what may have originally been opened as an uninsured motorist claim.

As Carrier Discovery is a contributory database, to which insurance carriers provide their actual policyholder data, it is available only to those insurance carriers that contribute data. This contributory database is offered through AutoTrackXP® or OrderPoint®, ChoicePoint®'s Web-based systems for claims professionals.

Carrier Discovery can help insurers improve claims outcomes. Whether you are trying to identify third-party insurance coverage for recovery, investigating duplicate coverage for fraud or streamlining your FNOL, Carrier Discovery provides the only source of industry-contributed auto policy data.

Benefits of Carrier Discovery:
  • Verification of current coverage
  • Discovery of patterns in coverage for applicant
  • Potentially increased recovery dollars
  • Streamlined processing

Carrier Discovery is not a consumer report as defined by the federal Fair Credit Reporting Act ("FCRA"), 15 USC 1681 et seq., and therefore may not be used to determine eligibility for credit, employment, insurance underwriting, tenant screening or for any other purpose that is governed by the FCRA.

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